Our Rates
When you choose a professional from Imperio Financial Group, you gain access to all your mortgage financing options with just one call and a single application. Your Imperio Financial Group professional works on your behalf, comparing solutions and identifying the lender that best fits your needs — whether it’s a major bank or a private lender.
There are fixed-rate and variable-rate mortgage options available.
Fixed or Variable: Which One Is Right for You?
You may choose a closed fixed-rate mortgage if:
- You believe interest rates may rise and want protection against future increases.
- You have a low tolerance for market fluctuations.
- You prefer predictable monthly payments throughout the term.
- You do not plan to make significant prepayments on your mortgage principal.
- You do not intend to sell your home in the near future.
You may choose an open fixed-rate mortgage if:
- You plan to sell your home in the near future.
- You expect to make prepayments exceeding 20% of your outstanding mortgage balance.
- You prefer consistent and predictable mortgage payments.
Mortgage Rates Today
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Rates may vary by province and are subject to change without notice, OAC.