Last updated: December 21, 2025

Welcome to the website of Imperio Financial Group (“Imperio Financial Group,” “we,” “us,” or “our”). By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this Site.

1. Use of the Website

This Site is provided for informational and educational purposes only. The content on this Site does not constitute financial, legal, tax, or mortgage advice. Use of the Site does not create a broker-client or advisor-client relationship.

You agree to use this Site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit their use of the Site.

2. No Professional Advice

Information provided on this Site, including mortgage rates, calculators, articles, and tools, is intended for general information only. Mortgage products, rates, terms, and availability may vary by lender, province, and individual credit profile.

You should not rely solely on information from this Site when making financial decisions. Always consult directly with a licensed mortgage professional or financial advisor regarding your specific situation.

3. Accuracy of Information

While Imperio Financial Group makes reasonable efforts to ensure the accuracy of the information presented, we do not guarantee that the content on this Site is complete, current, or error-free.

Mortgage rates, programs, and lender criteria are subject to change without notice and may require credit approval (O.A.C.).

4. Third-Party Links and Services

This Site may contain links to third-party websites or services, including lenders, financial institutions, and communication platforms (such as WhatsApp). These links are provided for convenience only.

Imperio Financial Group does not control and is not responsible for the content, policies, or practices of third-party websites. Accessing third-party services is done at your own risk.

5. Mortgage Calculators and Tools

Any calculators or interactive tools provided on this Site are estimates only and should not be relied upon as exact representations of mortgage approval, affordability, or qualification.

Actual mortgage terms and approvals depend on lender criteria, credit history, income verification, property details, and other factors.

6. Intellectual Property

All content on this Site, including text, graphics, logos, icons, images, and software, is the property of Imperio Financial Group or its licensors and is protected by applicable intellectual property laws.

You may view, download, or print content for personal, non-commercial use only. Any other use, reproduction, or distribution without prior written consent is prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Imperio Financial Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of this Site or reliance on its content.

This includes, but is not limited to, damages related to financial decisions, lost opportunities, or changes in mortgage rates or lending criteria.

8. Privacy

Your use of this Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this Site, you consent to the practices described in the Privacy Policy.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without regard to conflict of law principles.

10. Changes to These Terms

Imperio Financial Group reserves the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting on this Site. Continued use of the Site constitutes acceptance of the updated terms.

11. Contact Information

If you have any questions regarding these Terms of Use, please contact:

Imperio Financial Group
📧 Email: info@imperiofg.ca
📞 Phone: +1 (905) 447-5785